At CatalunyaCaixa we know that the present is very important to ensure good quality of life in the future. So we provide advice and resources to plan current savings to add to your future retirement income.Pension plans are the way to save with the best tax advantages. At CatalunyaCaixa we count.

You change with the years. Your plan does too. We’d like to present the new range of CX Retirement pension plans, plans which feature active investment management which is constantly adjusted to the time left before you retire. Their investment policy is diversified and flexible and becomes more conservative the closer you get to retirement. That means you don’t have to change your pension plan because it is adjusted according to your age to give you the best risk/return ratio.

CX Retirement 2025 Pension Plan

If you are planning to retire around 2025, i.e. within 10 years or so. As your retirement date approaches, security will take precedence over return with more conservative investments.

CX Retirement 2030 Pension Plan

If you are planning to retire around 2030, i.e. within about 15 years. With a more diversified investment policy, combining equity and fixed income but adjusting them to a more moderate profile over time as you get closer to retirement.

CX Retirement 2040 Pension Plan

If you’re not planning to retire until 2040, i.e. you still have around 25 years to go. As your retirement date is some way off, return will take precedence with a higher risk profile, but this will evolve to a more moderate and conservative one over time as your retirement gets closer.

Advantages of the CX Retirement pension plans range

Ideal diversification: with a single product you have diversified investment featuring active management of risk exposure based on how long you have to go before you retire.

Expert management which makes changes in the portfolios based on market movements.

Access to leading international markets and managers with small amounts of capital.

Tax advantages for retirement savings invested in pension plans, plus contributions are tax-deductible.