• BBVA is one of the most solid financial groups in the international market. It stands out for its growth in recent years and its international recognition across more than 30 countries. BBVA shares are quoted on the Ibex 35 and are a safe and stable security. BBVA has one million shareholders accounting for 50% of its share capital.

• Now you too can be a BBVA shareholder and also get some very attractive advantages:

  BBVA shares with no fees* for:

  • Administration, maintenance and custody of the securities
  • Buying shares
  • Paying dividend

• WITHOUT Comissions Pack

  ^{Tu día a día con CX, GRATIS}

  	FREE ACCOUNT No maintenance or administration fees. We process directly debiting bills in your account in just 5 days.
  	FREE CARD No registration or maintenance fees for the card associated with the account and issued in the name of one of its holders. A free card for each accountholder. 2% off in GALP service stations taking part in the promotion until 31/12/2016.
  	FREE TRANSFERS No fees for sending or receiving one-off transfers in euro via Online Banking, CXmobi or Telephone Banking in Spain and the EU for at most €50,000.
  	FREE CHEQUES No fees for writing, clearing and trading cheques in euro on the account in Spain.
  	FREE DIGITAL BANKING  Check your accounts and perform transactions from anywhere, 24 hours a day, 365 days a year. Completely free Online Banking, Mobile Banking (CXMobi) and Telephone Banking.
  	ALERTS SERVICE It means you can receive instant messages about the main movements in your products anywhere by email or text. Try it free for three months.

  
  
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  The WITHOUT Comissions Pack means that customers who directly credit a new salary can save on fees or charges for certain common transactions and services. The WITHOUT Comissions Pack is available for one account and exclusively to customers who are individuals for their private transactions (see the cards included in note 1).

  
  Under 31
  CX Young Person's Account with no maintenance or administration fees under any circumstances. To access the other advantages all the account holders must be under 31 and have a card (see the cards included in note 2) and digital banking (free service).

  
  For any other age, when any of the account holders has a new salary/pension paid directly into the account:

  . monthly salary or unemployment benefit for at least €600; or
  . monthly pension for at least €300; or
  . another type of regular monthly deposit for at least €600.

  
  And meets at least one of the following two conditions:

  . have at least two utility bills charged in the previous three months or three bills charged in the month; or
  . have a CX card charged to the account (see the cards included in note 2) and perform at least four transactions per month or make purchases for at least €500 per month during two months.

   

  Customers with savings equal to or greater than €60,000: they are entitled to all the advantages of the WITHOUT Comissions Pack for the accounts and cards listed in notes 1 and 2, provided that they have savings equal to or greater than €60,000 as the first holder.

  Customers who are BBVA shareholders: the holder of at least 1,000 BBVA shares in CatalunyaCaixa, can have all the advantages of the WITHOUT Comissions Pack for the account associated with their securities account.

   

  
  CatalunyaCaixa will void the application of exemptions if the requirements and conditions giving entitlement to them are no longer met or when in its opinion any of the account holders have acted fraudulently in order to obtain such exemptions.

  
  CatalunyaCaixa reserves the right to cancel or amend the terms and conditions of the WITHOUT Comissions Pack at any time with at least one month's notice to the pack beneficiaries.

  
  NOTE 1: Accounts included in the WITHOUT Comissions Pack: CX Account. CX Young Person's Account.
  NOTE 2: Cards included in the WITHOUT Comissions Pack: Visa Electron. 7 Card.Young Person's CX Card. MasterCard Card. CX Visa Card. Infinit Gold Card.

• *Oferta exclusiva para los títulos de BBVA España que cotizan en el mercado continuo. No están exentos los gastos correspondientes a cada operación de compra de estas acciones (cánon y corretajes). Esta oferta no supone una recomendación de compra, invitación o incitación para la venta, compra o suscripción de valores, y su contenido no constituye la base de ningún contrato, compromiso o decisión de cualquier tipo. No sustituye la información legal preceptiva que hace falta consultar con carácter previo a cualquier decisión de inversión.

  ** Oferta exclusiva para personas físicas.

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